Terms and Conditions

1. General Terms

  • By accessing and using our card templates, you agree to comply with these Terms and Conditions.
  • The templates provided are for personal or business use only and may not be redistributed, resold, or reproduced without permission.
  • You are responsible for the content you add to the templates and must ensure it adheres to applicable laws and regulations.

2. Usage Rights

  • The templates are customizable and offered under a limited, non-exclusive license.
  • Users are prohibited from removing any proprietary notices, copyrights, or trademarks from the templates.
  • Any misuse or unauthorized sharing of templates may result in the suspension of your account.

3. Share & Earn Program

  • Eligibility:
    • The Share & Earn Program is open to all registered users.
    • You must have a valid account and payment information to participate.
  • How It Works:
    • Share your unique referral link with others.
    • For every successful purchase made using your referral link, you will earn a predefined commission.
  • Payout Terms:
    • Commissions are calculated based on the net purchase value (excluding taxes and discounts).
    • Payments will be processed monthly, provided your earnings meet the minimum payout threshold.
    • Earnings below the threshold will be carried over to the next payout cycle.
    • Users must provide accurate payment details to avoid delays or forfeitures.
  • Restrictions:
    • Self-referrals or fraudulent activities to generate earnings are strictly prohibited.
    • Accounts found engaging in prohibited activities will be suspended, and earnings may be forfeited.

4. Payout Terms

  • Payments are made using the method selected during account setup.
  • All payouts are subject to applicable taxes and deductions as per local laws.
  • Users are responsible for ensuring their payment details are accurate and up-to-date.
  • If a payment fails due to incorrect information, it will be retried in the next payout cycle after corrections are made.

5. Refund and Cancellation Policy

  • No refunds are provided for template purchases, as they are digital products.
  • In case of technical issues, users are advised to contact customer support for resolution.
  • Subscriptions to premium features can be canceled, but no refunds will be issued for the remaining period.

6. Disclaimer of Warranties

  • All templates are provided "as is" without warranty of any kind.
  • We do not guarantee that the templates will meet your specific requirements or operate uninterrupted.

7. Limitation of Liability

  • In no event shall the platform or its affiliates be liable for any damages resulting from the use or inability to use the templates.

8. Modifications to Terms

  • We reserve the right to update these Terms and Conditions at any time without prior notice.
  • Users are encouraged to review the Terms periodically for any changes.

9. Contact Information

  • For any questions or concerns regarding these Terms and Conditions, please contact our support team at support@coolcards.in.

By using our platform and participating in the Share & Earn Program, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.